Developer payment plans are quoted in percentages against construction milestones. Build the plan here to see the exact dirham amount of each installment, what is due before handover and what is left for post-handover.
Results update as you edit the plan.
AED 72,000 on this price.
Off-plan initial registration charge.
Conveyancing, mortgage arrangement or anything else outside the developer's plan.
Add, remove and edit installments. Percentages must total exactly 100%.
Currently allocated: 100.00%
The plan totals 100% — the schedule below is valid.
AED 180,000
AED 180,000
AED 180,000
AED 180,000
AED 180,000
AED 360,000
AED 540,000
Milestone-linked installments move with construction; date-linked ones do not. Mixing them accurately matters for cash-flow planning, because handover dates slip.
Validated plan
Cash required before handover
AED 973,050
50% of the price, plus AED 73,050 in costs
Due at handover
AED 360,000
20%
Post-handover balance
AED 540,000
30%
First payment
AED 180,000
Registration costs
AED 73,050
The link saves your assumptions only — no personal details are included.
Each installment as a share of the price, in order.
Booking deposit
AED 180,000
10.00% · On reservation
1st installment
AED 180,000
10.00% · 30 days from booking
2nd installment
AED 180,000
10.00% · 20% construction
3rd installment
AED 180,000
10.00% · 50% construction
4th installment
AED 180,000
10.00% · 80% construction
On handover
AED 360,000
20.00% · Handover
Post-handover
AED 540,000
30.00% · 24 months post-handover
Cumulative paid and remaining balance at each step.
| # | Installment | Due | Phase | % | Amount | Cumulative paid | Remaining |
|---|---|---|---|---|---|---|---|
| 1 | Booking deposit | On reservation | Booking | 10.00% | AED 180,000 | AED 180,000 | AED 1,620,000 |
| 2 | 1st installment | 30 days from booking | Pre-handover | 10.00% | AED 180,000 | AED 360,000 | AED 1,440,000 |
| 3 | 2nd installment | 20% construction | Pre-handover | 10.00% | AED 180,000 | AED 540,000 | AED 1,260,000 |
| 4 | 3rd installment | 50% construction | Pre-handover | 10.00% | AED 180,000 | AED 720,000 | AED 1,080,000 |
| 5 | 4th installment | 80% construction | Pre-handover | 10.00% | AED 180,000 | AED 900,000 | AED 900,000 |
| 6 | On handover | Handover | At handover | 20.00% | AED 360,000 | AED 1,260,000 | AED 540,000 |
| 7 | Post-handover | 24 months post-handover | Post-handover | 30.00% | AED 540,000 | AED 1,800,000 | AED 0 |
Registration and other purchase costs are shown separately above — they are not part of the developer's percentage structure.
Live off-plan inventory near the price you have modelled.
Send us your preferred structure and we will match it against projects currently offering it.
Developers quote off-plan payment plans as percentages against construction milestones or dates. This tool turns a plan into exact dirham amounts, validates that it totals 100%, and separates what you pay before handover, at handover and after handover. You can add, remove and edit every installment, and set each one against either a date or a milestone.
Each installment is its percentage of the property price. Cumulative paid and remaining balance are tracked down the schedule so you can see your position at any point.
A payment plan must allocate exactly 100% of the price. The tool shows allocated and remaining percentages continuously and refuses to present an over- or under-allocated plan as a valid schedule.
Installments are grouped into booking, pre-handover, handover and post-handover, which produces the three figures that matter most: cash required before handover, the amount due at handover, and the post-handover balance.
Registration costs are shown separately from the payment plan, because they are not part of the developer’s percentages and are typically due early in the process.
Every figure the Off-Plan Plan uses is listed in the “Calculation assumptions” panel above, with its source and the date we last reviewed it.